A fee deferral is a special financial arrangement available to a qualified student who cannot make the deadline for the Minimum Payment to be officially registered.
- This arrangement is temporary and you are expected to pay your tuition as soon as you can.
- Deferrals are not automatically considered, students must submit a formal application to defer.
- Payment for accommodation in UofT residences cannot be deferred.
- Eligible students who receive a deferral of the Minimum Payment, become officially registered once the deferrals have been approved
Who is eligible?
Consideration is given to students whose only option for making the minimum payment is the arrival of external funding, such as:
- Ontario
OSAP recipients - Rest of Canada
recipients of provincial/territorial government loans - U.S.A.
recipients of US Direct Loans (e.g. FAFSA) - Scholarship Recipients
with an award value greater than or equal to the minimum payment amount to register. The award must be a UofT award or an external award that is being paid directly to U of T. External awards paid to the student are not eligible. - Sponsorship by a Third Party
if your fees will be paid by an organization that requires an invoice from the University, e.g. Aboriginal band. - U of T Staff / Staff Dependents
Who is not eligible?
- JD Combined Programs
Upper-year JD/MBA students are not eligible to apply for a tuition fee deferral. Please contact Rotman if you have any questions about tuition fee payments. - Letter of Permission students incoming to U of T.
How to apply for a Fee Deferral
On the U of T Student Accounts website refer to the ACORN BILLING & STUDENT INFORMATION menu for Tuition Fee Deferral (Registration without Payment).
Deferral Application Results
View your fees invoice in ACORN, and if the words “Minimum Payment to Register” are no longer displayed, then your tuition deferral application has been approved.
- Recipients of Ontario, Canadian and US government loan programs who apply online in ACORN
At the end of the application process receive either a “Deferral Accepted” or “Deferral Denied” message. If you get a “Deferral Denied” message, review the message for information on who to contact or what to do. - Registration Status in ACORN
For students who have successfully deferred the status will change to “REGISTERED” .
Approved Deferrals
If granted a deferral, you are:
- Responsible for, and expected to pay your tuition as soon as you can
- Not exempt from applicable penalties for late or non-payment
- Officially registered