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Financial Aid Estimator

Updated September, 2025

This estimator is intended to provide an estimate of the financial aid package available to JD students at the University of Toronto for the 2025-2026 academic year. The estimator is available for information purposes only. Its calculations are based on JD Financial Aid Policies outlined on our website -JD Financial Aid Policies | JD Program Please note that the estimate provided may vary from the actual bursary amount issued for the following reasons:

  • Accuracy of data provided (i.e. personal assets, partner resources, parent/guardian income, summer employment)
  • Additional expenses incurred by student
  • Collective need of the student body

The estimator is ANONYMOUS, your data is not collected. Please feel free to test out various scenarios, such as summer earnings, living with parents/guardians vs. living independently, etc. If you have questions about any aspect of the JD Financial Aid program or this estimator, please reach out to the JD Financial Aid Office at financialaid.law@utoronto.ca. Please note that only Canadian citizens, residents and protected persons are eligible to receive financial aid through this program. To obtain financial aid, students must submit JD Financial Aid Application and all required documents to the JD Financial Aid Office. JD Financial Aid applications will be available in May.

 

Personal Information

Are you a Canadian citizen/resident/protected person?

Students who are not Canadian citizens or permanent residents of Canada are not eligible to apply for financial aid.

Will you be studying at UofT Law on a Letter of Permission (from your home university) or as an inbound exchange student?

Unfortunately, the UofT JD Financial Aid program is only available to students enrolled in UofT’s JD program. Please check with your home university to see if you are eligible for financial aid through their programs.

What year of study will you be entering in the fall of 2025?
Are you applying to the Financial Aid program for the first time?
Did you receive a Financial Aid Bursary last year?
Are you eligible to pay Ontario tuition?
For further information regarding ON and NOR (Non-Ontario Resident) fees, please review UofT guidelines at https://studentaccount.utoronto.ca/tuition-fees/undergraduate-domestic-non-ontario-resident-tuition-fee-billing-exemption-2. Students from out of province pay a different tuition and this differential is reflected in projected budget - https://www.jackmanlaw.utoronto.ca/jd-program/jd-financial-aid-policies#anchor-anticipated-student-budget
Will you be living with parent(s)/guardian(s) or independently during the academic year
What is your relationship status?
As per our policies, students with partners are expected to use all resources available to them. Partners earning over a certain amount are expected to contribute towards student's expenses - https://www.jackmanlaw.utoronto.ca/jd-program/jd-financial-aid-policies#anchor-spouse-partner-resources.
Do you have any dependents under 18 years of age currently living with you?

Please reach out to financialaid.law@utoronto.ca for assistance. This estimator will not provide an accurate estimate

Your Resources

Students who are married or are common law (together for 3 years or more or have a biological or adoptive child together) are required to declare assets of the student and their partner.
Do you (or your partner) own real estate?
Do you (or your partner) own (not lease) a vehicle?
Do you have pre-law school Canadian government educational loans
Do you have an RESP?
Are you receiving additional income during the academic year, such as CCB, CCC, CPP. etc. Please do not include term employment income.
Do you (or your partner) have an RRSP?
(For returning applicants) If you reported your RRSP in prior years and have been deemed $10,000, please enter the remaining amount available. You may withdraw $10,000 per year up to $20,000 under Lifetime Learning Plan - https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/lifelong-learning-plan.html
Will you be employed full time (12 weeks, 35 hrs/week) in the summer prior to starting law school?
For more information about JD Program Financial Aid policies as they relate to summer employment, visit https://www.jackmanlaw.utoronto.ca/jd-program/jd-financial-aid-policies#anchor-summer-income-and-savings
While working in the summer, will you be living with your parents/guardians or independently?
I will not be working this summer due to...
Do you expect to work during the academic year?
For information about JD Program Financial Aid policies as they relate to academic year employment, please visit - https://www.jackmanlaw.utoronto.ca/jd-program/jd-financial-aid-policies#anchor-academic-year-income-and-savings

Parent/guardian information

Information about parent(s)’ and/or guardian(s)’ income is required to make a financial aid assessment. Students will be deemed to receive a certain amount of financial assistance from applicable family members based on their ability to contribute even if family members do not in fact contribute to the student’s education. To learn more about JD Program Financial Aid policies as they relate to parent/guardian income, visit https://www.jackmanlaw.utoronto.ca/jd-program/jd-financial-aid-policies#anchor-socio-economic-index. Please reach out to the JD Financial Aid Office at financialaid.law@utoronto.ca if you have any questions.
Use amounts entered on line 15000 of the Notice of Assessment (NOA), https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/a-copy-your-notice-assessment-reassessment.html). The JD Financial Aid Office will use amounts listed on the NOAs.
Do your parent(s)/guardian(s) reside in the same household?
How old will you be at the start of the program in September 2025?

Terms and Conditions of Use

  • I understand that my estimates are based on the information provided. Thus, if my information changes, so will the estimates.
  • I understand that my actual financial aid may differ from these estimates in that it will be based on latest information available and may include expenses not considered by the estimator. These expenses are listed under Additional Budget Expenses on our website -https://www.jackmanlaw.utoronto.ca/jd-program/jd-financial-aid-policies#anchor-supplementary-budget-expenses.
  • I understand that my financial aid will vary year to year based on relevant information as well as JD Financial Aid policies at that time. I need to apply to the JD Financial Aid Office each year for which I wish to be considered.
  • I understand that my financial aid will vary based on collective need of all eligible applicants.
Agreement to the terms and conditions
JD Program

Henry N.R. Jackman Faculty of Law 
University of Toronto
78 Queen's Park. Toronto, ON M5S 2C5 

416-978-0210

Land Acknowledgment

We wish to acknowledge this land on which the Henry N.R. Jackman Faculty of Law operates. For thousands of years it has been the traditional land of the Huron-Wendat, the Seneca, and the Mississaugas of the Credit.

Today, this meeting place is still the home to many Indigenous people from across Turtle Island and we are grateful to have the opportunity to work on this land.

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