Financial Aid for JD Students

Only students who have been accepted to U of T Law for the upcoming academic year or who are currently enrolled, are eligible to apply for our JD Financial Aid Program. 

Use the JD Financial Aid Estimator to get an estimate of the financial aid package you may be eligible to receive during the upcoming academic year. The estimator is intended for information purposes only and is based on the JD Financial Aid Policies outlined on our website. Please note that the estimated amount may differ from the actual bursary awarded. 

For questions or further assistance, contact us at JD Financial Aid office.

Familiarize yourself with the latest Financial Aid Program Policies and Procedures for JD Students on our website.

Questions about special circumstances?
Contact the JD Financial Aid Office—we’re here to assist you!

• Email: financialaid.law@utoronto.ca
• Phone: 416-978-3716 during regular office hours

• In-Person: Visit us between 9:00 a.m. to 4:00 p.m. at the Student Services Office, 3rd floor, Jackman Law Building, 78 Queen's Park Cres.

   

Required: All applicants to the JD Financial Aid Program must first apply for government financial assistance through their province/territory of residence. The JD Financial Aid Program's funding is intended to supplement - not replace -  government aid. 

For guidance, please review our Applying for Government Funding page.  

Review our instructional videos on applying to the JD Financial Aid Program to better understand our process and required documents relevant to your situation:

• First Time Applicants to the JD Financial Aid Program  (30 minutes)
• Returning Applicants to the JD Financial Aid Program (24 minutes)

Supporting documents may include, but are not limited to:

• Summer and/or term employment income (pay statements showing gross earnings)
• Notices of Assessment from Revenue Canada demonstrating income of spouse/partner as well as parents/guardians. We assume that students receive financial support from their families based on their ability to contribute - even if no actual contributions are made
• Assets owned by you or your partner, including real estate, RRSPs, investments, and vehicles
• Additional income such as RESP, child support benefits, Canada pension benefits, investment income and any other income not mentioned above
• External (non-U of T Law) scholarships, bursaries, and awards
• PDF copies (or Screenshots if not available) of government financial aid applications (see Step 4 above) 

The deadline to submit the application for 2025-2026 academic year has passed. If your financial situation changed and you would like to apply to the JD Financial Aid office for the current academic year, please email the JD Financial Aid Office. 

Applications are available in May of each year and are due in early July.

Important: You are responsible for providing accurate and up-to-date information regarding your financial situation. If any changes occur after submitting your application, you must notify the JD Financial Aid Office in writing within 30 days. Use the subject line:

Application Update, Date, Full Name and Year of Study (Example: Application Update, July 12, 2025, Jane Doe, 2L)

Disclosable changes include, but are not limited to: 

• Changes in marital status
• Receipt of additional scholarships or awards
• Employment during the academic year
• Changes in assets exceeding $1,000 from your original application
   

To receive your financial aid assessment by September 25th, you must submit all documents by: 

• August 18th for first-year applicants or
• September 8th for upper-year applicants 

Please upload your documents using the secure portal link sent to you by email. DO NOT email documents to the JD Financial Aid Office. 

Typical required documents include:

• Government aid funding summary
• Final pay stub from summer employment
• Housing lease
• Scholarships or bursaries awarded

Important: 

Delays in submitting required documents will result in delays in your financial assessment and bursary issuance. 

Receipts for the following expenses can be submitted any time before February 28th for a recalculation of your bursary:

• Moving expenses
• Computer purchase
• Medical expenses

Financial Aid Notification and Next Steps

On September 25th, you will receive an email outlining:

• The bursary amounts you are eligible to receive,
• The amount of authorized Professional Line of Credit on which interest will be reimbursed. 

If you have any questions or concerns about your financial award, please contact the JD Financial Aid Office.

Reconsideration Requests

You have 30 days to request a reconsideration of your financial aid assessment if there are additional factors that were not initially considered. 

You may also request a reassessment at any time if you experience exceptional or changing financial circumstances.

 

Bursary Disbursement

By October 10th, bursaries will be submitted to the University's Registrar's office to be applied directly towards your tuition and fees. Bursaries that exceed the balance of fall tuition and fees will be refunded to the student. Please set up direct deposit to your bank account in your ACORN account. Students without direct deposit in ACORN will have cheques mailed to the mailing address listed in ACORN.

Interest Reimbursement

If you have accessed a Professional Lines of Credit, submit your January or February bank statements to the Financial Aid Office by February 15th. Authorized interest reimbursements will be credited to your ACORN account.