Government Funding

The Canada Student Loan Program offers loan assistance to students who are

• Citizens/permanent residents of Canada;,
• Satisfy provincial residency requirements (province in which student most recently lived for at least 12 consecutive months not including anytime spent as a full-time student at a post-secondary educational institution) and;
• Demonstrate financial need.

You should apply to the program through your province or territory of residence using the links available on the Canada Student Loan Program website. You can also get an estimate of the aid you may receive from the government online.

It’s important to apply for government financial aid as soon as the applications open, typically in April or May each year, since the approval process can take several months. Additionally, the Faculty’s Financial Aid application requires copies of your government funding application, so you need to apply for government funding before filling out our Financial Aid application.

Important: Please read before completing your government student financial aid application.

• Choose "bachelor" or "undergraduate" as your level of study.
• Do not include any anticipated Jackman Law bursary in your government loan application.

• Once bursaries are granted, the University will report them to the Ontario Student Assistance Program (OSAP). 

  If you’re from another province, you are responsible for reporting the bursaries you receive for the current academic year to your provincial government’s student financial assistance agency, following their reporting requirements. Only report official bursary amounts issued to you by the JD Financial Aid office, not the amounts provided by the online estimator tool.

• Take screenshots of your government application, as you will need to submit these with your application to our Financial Aid program.
  • Some provinces or territories do not allow access to the application after submission, so the screenshots will serve as your only record.

For further information about government funding programs, you can contact the University of Toronto's Registrar's Office not the JD Financial Aid Office:

For Ontario Student Assistance Program (OSAP) loans: 
The University Registrar’s Office handles the processing and review of OSAP applications for all U of T students, including JD students.

Any inquiries about OSAP can be directed to U of T’s University Registrar’s Office OSAP Office.

For out-of-province loans:  
The University Registrar’s Office also processes and reviews out-of-province Student Assistance Program applications for all U of T students, including JD students.

Out-of-province loan inquiries can be directed to U of T’s University Registrar’s Office.

Students are required to submit their Government Financial Aid application when applying to the JD Financial Aid program.

Some provinces do not allow students to access their completed applications after submission, but OSAP does.

Here is how to obtain the copy of your application from OSAP:

• Log in
• Select “Check Status”
• Scroll down to "What's Done Section"
• Select “View Summary of Application”
• You can either send us screenshots or save the page as a PDF and upload it with your Financial Aid application.